ABOUT US
over 50 years of
combined experience
In today′s world, the importance of a well-executed voluntary benefits plan cannot be underestimated.
Our company was started so that we could help the DC Metropolitan area with voluntary benefits. With so many insurance companies competing for your business, how do you know which one is the right one for you? We consult on marketing, enrollment, and administration of voluntary benefits. We have companies as small as your local dentist office to as large as Fortune 500.
Leadership
Raymond Chan
Managing Partner
Raymond Chan
Managing Partner
Graduate of University of Maryland College Park. Ray started his career in insurance with Aflac in 2006 and helped build enrollment teams in the DC metropolitan area while partnering with benefit brokers to place new business. He is married with 1 child and enjoys fishing during his spare time.
Rob Cavaleri
Partner
Rob Cavaleri
Partner
A Graduate of West Virginia University, Rob began his career in insurance in 2004. During his career, he built an award-winning agency from scratch, earning State, Regional, and National accolades including numerous Carrier sponsored trips. Rob is married with 3 teenage children and a fluffy pooch.
Sandy Ryan
Partner
Sandy Ryan
Partner
Graduate of Old Dominion University, Sandy has been in the insurance industry since the beginning of 2006, specializing in voluntary programs for businesses. Sandy is married with 2 older children and in her spare time enjoys kayaking and riding her motorcycle. Sandy is a member of Dulles SHRM.
our promise
The enrollment experience should reflect the amount of money employers spend on benefits.
Our promise is to make sure your employees feel valued while making your job easier!
Benefit Counselors
Our benefits counselors are internally certified before being able to speak to clients’ employees. Their knowledge base includes subject matters within CORE insurance products, ancillary insurance products, worksite insurance products, cafeteria plans, and others. Our agency and our counselors are fully licensed and insured.
Contact Us
LLO Contact Information
703-828-4960
1-(866) 901-5563
LLO Contact Information
Suite 800
Fairfax, Virginia 22030